I don't really understand how this is still a problem. You think the NFLPA would have created a black list for financial advisors, and told everyone, "These guys are bunch of crooks and will steal your money" Even better would be to create a small group of financially wise ex players, and have them manage the players money, where they create a trust or something, put all the money in an index fund and only let them get a percentage of the money annually, such that it keeps growing.